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Means test

A means test (financial assessment) decides whether a local council in England helps pay towards someone's social care, based on income, savings,

Official source: Financial assessment (means test) for social care - Social care and support guide - NHS →

pensions, certain benefits and property. Councils generally help when savings are below £23,250 — the more a person has, the more they must pay. It follows a needs or carer's assessment and is free. A home's value counts towards the assessment for a long-term care-home stay, unless a partner, dependent child or qualifying relative still lives there; it is excluded for care received at home.

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Sources

What this page is based on — every source is verified and links out so you can check it yourself.

  1. Financial assessment (means test) for social care - Social care and support guide - NHSverified · 2026-08-04 · agent:verification